Terms of Service

1. Acceptance of Terms

By accessing and using RateWise, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

2. Description of Service

RateWise provides free online financial and tax calculators for informational purposes. Our tools include VAT calculators, sales tax calculators, salary calculators, compound interest calculators, loan calculators, and FIRE calculators.

3. Disclaimer

All calculations are provided for informational purposes only and do not constitute financial, tax, or legal advice. While we strive for accuracy, we make no guarantees about the correctness, completeness, or currentness of any calculation result. Always consult a qualified professional for important financial decisions.

4. Limitation of Liability

RateWise shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on our calculators or content.

5. Intellectual Property

The RateWise website design, content, and brand are protected by copyright. Our calculator source code is available under open-source licence terms as specified in our GitHub repository.

6. User Conduct

You agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorised access to the admin panel or backend systems
• Scrape, crawl, or harvest data in a way that overloads our servers
• Interfere with or disrupt the website's functionality

7. Changes to Terms

We may update these Terms from time to time. Continued use of the website after changes constitutes acceptance of the revised Terms.

8. Governing Law

These Terms are governed by and construed in accordance with applicable laws. Any disputes shall be resolved in the appropriate jurisdiction.

9. Contact

Questions about these Terms? Contact us at [email protected].