Privacy Policy
Last updated: February 18, 2026
1. Information We Collect
RateWise does not require user registration to use our calculators. We collect minimal data:
- Usage data: Pages visited, time on site, device type and browser (via analytics cookies when consent is given).
- Calculator inputs: All calculator computations happen in your browser or on our server. We do not store your calculation inputs or results.
2. Cookies
We use essential cookies for site functionality and optional analytics/advertising cookies only with your consent. See our Cookie Policy for full details.
3. Third-Party Services
We may use the following third-party services that set their own cookies:
- Google AdSense: Displays personalised or non-personalised ads based on your cookie consent.
- Google Analytics: Collects anonymised usage statistics to help us improve the site.
4. Data Storage
Admin account data (email and hashed passwords) is stored in our PostgreSQL database. We do not store end-user personal data.
5. Your Rights (GDPR)
If you are located in the European Economic Area, you have the right to:
- Access any personal data we hold about you
- Request correction or deletion of your data
- Object to or restrict processing
- Data portability
- Withdraw consent at any time
6. Data Security
We use HTTPS encryption, secure password hashing (bcrypt), and follow web security best practices including Content Security headers.
7. Changes to This Policy
We may update this policy from time to time. Changes will be posted on this page with an updated date.
8. Contact
Questions about this policy? Contact us at [email protected].